Financial Assistance
For patients and families, we understand this is a stressful time. There are many programs that Nationwide Children's Hospital - Toledo offers to help provide financial assistance. Programs for families, children under age 19 and pregnant women include:
- Nationwide Children's Hospital - Toledo Financial Assistance Program
- Hospital Care Assurance Program (HCAP)
- Ohio Healthy Start and Healthy Families
- MiChild and Healthy Kids – Michigan Department of Health and Human Services
- Complex Medical Help (CMH)
- Ohio Medicaid for the Disabled and Aged
- Health Care Exchanges
Nationwide Children's Hospital – Toledo Financial Assistance Program
Nationwide Children’s - Toledo is committed to offering financial assistance to people who have healthcare needs and are not able to pay for care. Patients must use all other resources, including application to the local Department Medicaid, before financial assistance will be considered. Eligibility for assistance is based upon total gross income (how much you make before taxes), and the number of dependents in the family. People who have unusual situations may receive further consideration.
Call Nationwide Children's - Toledo at 567-290-6543
Download the Financial Assistance Policy.
Download the Plain Language Summary and Application of the Financial Assistance Program.
Download the Financial Assistance Policy Provider Listing (updated October 2024)
Hospital Care Assurance Program (HCAP)
HCAP is Ohio's version of the federal Disproportionate Share Hospital Program. It provides hospital services for those whose income falls below 100% of the poverty level, and who are not eligible for Medicaid. This program is for the hospital bill only. All insurance and third party payers must be billed before you apply for HCAP. Aid may be given only for the part of the bill that is the patient's responsibility.
To qualify for HCAP:
- you must be a resident of the State of Ohio
- you must be at or below Federal Poverty Level (see chart below)
- you cannot be receiving Medicaid
Download the Financial Assistance Application.
Call Nationwide Children's - Toledo at 567-290-6543
Ohio Healthy Start and Healthy Families
Healthy Start and Healthy Families are programs that offer free (or low cost) health care coverage to families, children under age 19, and pregnant women. Coverage includes doctor visits, hospital care, and pregnancy related services. It will pay for medicine, vision, dental, substance abuse, mental health services and much more. Healthy Start is designed to keep working families working.
To Qualify for Healthy Start:
- For children - must be at or below 206% of the Federal Poverty Level (FPL)
- For Insured children – must be at or below 156% of the Federal Poverty Level
- For pregnant women - must be at or below 200% of the Federal Poverty Level
- To Qualify for Healthy Families - must be at or below 90% of the Federal Poverty Level
To Get an Application
You can connect with the Ohio Department of Medicaid by:
- Calling 1-800-324-8680 or TDD 1-800-292-3572
- Visiting their website
MIChild and Healthy Kids
MIChild and Healthy Kids are healthcare programs that offer free or at a low cost health care coverage through the Michigan Department of Health and Human Services.
To Get an Application
You can connect with the Michigan Department of Health and Human Services by:
- Calling 1-855-789-5610
- Visiting their website at MDHHS - Children & Teens (michigan.gov)
Complex Medical Help (CMH)
CMH pays for the diagnosis, treatment, and ongoing care for children with handicaps. Families may receive full CMH coverage or be eligible for the CMH cost-share program, depending on their circumstance. You need to apply for and use other health insurance first (such as Healthy Start or private insurance).
To Qualify for CMH:
- Your child must have an eligible medical handicap, and be:
- Under the age of 21 for the Diagnostic Program
- Under the age of 23 for the Treatment Program
- An Ohio resident
- Under the care of a CMH-approved doctor
- Have an eligible medical handicap
To Connect to CMH:
- Call (614) 466-1700
- Visit their website
Medicaid for the Disabled and Aged
Children and adults with permanent or long-term disabling conditions may qualify for Medicaid. The benefits will pay for a wide range of health services. These include hospital, doctor's services, home care services, and special equipment needed in the home. To receive this coverage you must apply for, and be found eligible for, Supplemental Security Income (SSI) or Social Security Disability Income (SSDI).
To Get an Application
You can connect with the Ohio Department of Job and Family Services (ODJFS) by:
- Calling 1-800-324-8680 or TDD 1-800-292-3572
- Visiting their website
Health Care Exchanges
On October 1, 2013, new health insurance options were made available to the American public as part of the Affordable Care Act (ACA).
This new online marketplace allows individuals to:
- shop for health insurance options in their state
- compare health plans
- purchase and enroll in a health plan
Visit their website: www.healthcare.gov
Nationwide Children's - Toledo - Patient Accounts Contact Information
Phone: (888) 908-2498
POVERTY INCOME GUIDELINES – EFFECTIVE 01/17/2025
Family Size | Income 100% FPL |
Income 150% FPL |
Income 200% FPL |
Income 300% FPL |
Income 400% FPL |
1 |
$15,650 | $23,475 | $31,300 | $46,950 | $62,600 |
2 |
$21,150 | $31,725 | $42,300 | $63,450 | $84,600 |
3 |
$26,650 | $39,975 | $53,300 | $79,950 | $106,600 |
4 |
$32,150 | $48,225 | $64,300 | $96,450 | $128,600 |
5 |
$37,650 | $56,475 | $75,300 | $112,950 | $150,600 |
6 |
$43,150 | $64,725 | $86,300 | $129,450 | $172,600 |
For each additional |
$5,500 | $8,250 | $11,000 | $16,500 | $22,000 |